Privacy Notice

Prudent Choice Microinsurance Limited maintains personal data of its Data Subjects. We are committed to respecting your privacy by handling all the personal data collected in business and employment relationship in accordance with applicable laws, regulations, and Prudent Choice Microinsurance Limited Privacy Policies. This notice hereby explains our practices with regards to your personal data.

1. Purposes of Processing

We collect, process and transfer data subjects’ personal data through computerized and appropriate processing systems for the following purposes:

  • Data protection regulation compliance
  • Employees, customers and third parties’ personal data management
  • Legal compliance and risk management
  • Statutory requirements by government
  • Protect our reputation and integrity
  • Vital interest of government and data subjects
  • Other legal and customary business-related purposes

2. Sensitive Personal Data

We may process sensitive personal data (such as race, public opinion, sexual orientation, or health information, etc.) if it is needed for business objectives or if it is required to comply with applicable law. Personal data will not be collected, processed, or transferred, except where adequate privacy protection mechanisms are established.

3. Disclosure of Personal Data

We may disclose your personal data to:

  • Ministries, Departments, Agencies and Regulatory bodies, for the purposes listed above
  • Data processors, who use the data only for our purposes
  • Those companies that provide benefits and services to us
  • Where required by law
  • Where permitted by law without obtaining consent or considering the contractual or vital interest of data subjects
  • In the event of an emergency

All processing and transfers of personal data are subject to reasonable, confidentiality and privacy safeguards. We have shared responsibility with regards to the accuracy of your personal data.